SEPA region · Licensed in Poland
SEPA payments, built for European scale.
Nexinity processes Euro payments for ambitious merchants across the SEPA zone. One licensed counterparty in Poland, one contract, and a payment stack that scales from your first transaction to your fiftieth million.
€50M+
processed annually
50+
European merchants
23
countries in the SEPA zone
Why merchants choose Nexinity
A payment partner that does the heavy lifting for you.
One license. One zone.
A Polish-licensed payment institution under KNF supervision. One legal entity covers your operations across the 23-country SEPA region — no fragmented contracts.
Instant settlement.
SCT Inst delivers funds in seconds, 24/7/365. Combined with smart batching for SDD, your cash flow stays predictable without operational overhead.
Built for recurring revenue.
Mandate management, smart retries, dunning workflows, and SCA-compliant initial authentication. Recurring billing that quietly does its job.
Risk engine that learns.
Adaptive scoring across IBAN reputation, behavioural signals, device fingerprints and SEPA-specific fraud vectors — tuned per merchant, per use-case.
Developer-first API.
REST endpoints, OpenAPI spec, idempotent operations, signed webhooks, a sandbox that mirrors production. Integrate in days, not quarters.
People who pick up the phone.
English-speaking specialists in Warsaw, 24/7 merchant support, and a named account manager from day one — even if your volumes start modestly.
In good company — our trusted partners
What we do
Every Euro flow your business needs, under one roof.
From a single account top-up to a million-strong subscription book, Nexinity handles the full lifecycle of SEPA payments — collection, payout, reconciliation, dispute, and reporting.
Talk to sales
Tell us about your payment flows.
A specialist will get back to you within one business day with a concrete proposal — pricing, integration path, and timelines.
From the Nexinity resources
Understand SEPA before you sign anything.
What is SEPA — and why it still matters in 2026
The Single Euro Payments Area turned the EU into one big domestic Euro market. Two decades in, here is why SEPA remains the dominant payment rail in Europe — and how to think about it as a merchant.
SEPA Direct Debit risks — and how serious operators mitigate them
SEPA Direct Debit is the best subscription rail in Europe — and the one with the most operational footguns. The risks worth designing for, and what mature payment teams do about them.
Which SEPA scheme should you use? A decision guide
SCT, SCT Inst, SDD Core, SDD B2B — same family, very different operational profiles. A practical decision guide based on direction, urgency, debtor type and risk appetite.